Time of Transfer
Iowa’s time of transfer septic system inspection law requires that every home or building served by a septic system have that septic system inspected prior to the sale or deed transfer of the home or building. All inspections must be conducted by an inspector that has been certified by the Iowa DNR. The purpose of the law is to eliminate sub-standard or polluting septic systems. A sub-standard septic system is one that has no treatment (secondary treatment) following the septic tank or has a secondary treatment system that has failed. These sub-standard septic systems pose an environmental and public health hazard and require repair. If you have a septic system with a septic tank AND a secondary treatment system such as a seepage (leach) field, sand filter or other approved device, and it is not creating a public health or environmental hazard, it does not have to meet current code.
Those properties that are exempt from inspection include:
(1) A transfer made pursuant to a court order, including but not limited to a transfer under chapter 633 or 633A, the execution of a judgment, the foreclosure of a real estate mortgage pursuant to chapter 654, the forfeiture of a real estate contract under chapter 656, a transfer by a trustee in bankruptcy, a transfer by eminent domain, or a transfer resulting from a decree for specific performance.
(2) A transfer to a mortgagee by a mortgagor or successor in interest who is in default, or a transfer by a mortgagee who has acquired real property at a sale conducted pursuant to chapter 654, a transfer back to a mortgagor exercising a right of first refusal pursuant to section 654.16A, a nonjudicial voluntary foreclosure procedure under section 654.18 or chapter 655A, or a deed in lieu of foreclosure under section 654.19.
(3) A transfer by a fiduciary in the course of the administration of a decedent’s estate, guardianship, conservatorship, or trust.
(4) A transfer between joint tenants or tenants in common.
(5) A transfer made to a spouse, or to a person in the lineal line of consanguinity of a person taking the transfer.
(6) A transfer between spouses resulting from a decree of dissolution of marriage, a decree of legal separation, or a property settlement agreement which is incidental to the decree, including a decree ordered pursuant to chapter 598.
(7) A transfer for which consideration is five hundred dollars or less.
(8) A deed between a family corporation, partnership, limited partnership, limited liability partnership, or limited liability company as defined in section 428A.2, subsection 15, and its stockholders, partners, or members for the purpose of transferring real property in incorporation or corporate dissolution or in the organization or dissolution of a partnership, limited partnership, limited liability partnership, or limited liability company under the laws of this state, where the deed is given for no actual consideration other than for shares or for debt securities of the family corporation, partnership, limited partnership, limited liability partnership, or limited liability company.
Inspection
New Installation Waiver
Demolition Waiver
Future Inspect Waiver